Zeconomy and Ripple Launch Digital Commercial Paper on XRPL

The launching of Digital Commercial Paper (DCP) on the XRP Ledger (XRPL) by Zeconomy and Ripple, has made a giant stride in tokenized finance. It is the first native minting of DCP on XRPL and was announced in June 2025 through a press release; its volume has already exceeded 280 million US dollars.

Transactions – Fast and Secure with XRPL

DCP uses the XRPL as a foundation with a proven blockchain technology. Since 2012, the network successfully made billions of transactions without any mishap or break. The ledger allows settlement of transactions to occur in seconds, at very low cost (usually fractions of a penny), and is more efficient by orders of magnitude than traditional systems. These functionalities also provide institutions with an efficient treasury management program, close to real-time settlement and full 24/7 availability.

DCP will utilize the expertise of issuance that Guggenheim Treasury Services has and Zeconomy has a blockchain-native platform. The supporting infrastructure of Zeconomy makes it customizable to maturities up to 397 days and supports integration into the global liquidity systems. This endorsement by Ripple is an indication of the rise of real-world asset popularity on XRPL. Its RippleX vice president has explained that DCP is the transition to production once tokenized finance has proven to be viable to experiment with.

Broader Promise Of Tokenization

Observers believe that the tokenized asset industry is likely to grow by orders of magnitude, moving on in the next few years to reach tens of billions and eventually tens of trillions. Nevertheless, there are still difficulties. DCP is only available to Qualified Institutional Buyers and Purchasers at this time. The adoption of regulation, investor-protection, and technicality will be the major determinants of the extent to which the initiative becomes scaled. The introduction of compliant Digital Commercial Paper on the XRP Ledger with Ripple by ZB Miko is one of the most significant events in tokenized financial markets. It joins the timeless approach to short-term debt instruments with efficiencies of the blockchain.